/* Own Your Life — Shared Styles */
*{margin:0;padding:0;box-sizing:border-box}
:root{
  --navy:#000080;--navy-dark:#00005c;--navy-light:#1a1ab0;
  --white:#fff;--off-white:#f7f8fb;--text:#1a1a2e;--text-muted:#5a5a72;
  --border:#e8e8f0;--shadow:0 2px 12px rgba(0,0,0,0.06);--shadow-lg:0 8px 32px rgba(0,0,0,0.1);
  --dark:#f2f4f8;
}
html{scroll-behavior:smooth}
body{background:var(--white);color:var(--text);font-family:'Inter',sans-serif;line-height:1.6;overflow-x:hidden}

/* NAV — navy stays here only */
nav{position:fixed;top:0;left:0;right:0;z-index:200;display:flex;align-items:center;justify-content:space-between;padding:0 40px;height:64px;background:var(--navy);box-shadow:0 1px 8px rgba(0,0,0,0.12)}
.nav-logo{display:flex;align-items:center;gap:8px;text-decoration:none}
.nav-logo svg{width:30px;height:30px}
.nav-logo-text{font-family:'Oswald',sans-serif;font-size:.95rem;font-weight:700;letter-spacing:.15em;text-transform:uppercase;color:#fff;line-height:1}
.nav-logo-text small{display:block;font-size:.48rem;letter-spacing:.25em;opacity:.55;font-weight:400}
.nav-links{display:flex;gap:26px;list-style:none;align-items:center}
.nav-links a{color:rgba(255,255,255,.8);text-decoration:none;font-size:.7rem;font-weight:600;letter-spacing:.12em;text-transform:uppercase;font-family:'Oswald',sans-serif;transition:color .2s}
.nav-links a:hover{color:#fff}
.nav-cta{background:#fff;color:var(--navy);padding:9px 22px;font-size:.7rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;border:none;text-decoration:none;font-family:'Oswald',sans-serif;transition:all .2s}
.nav-cta:hover{transform:translateY(-1px);box-shadow:0 4px 12px rgba(0,0,0,.15)}
.mobile-toggle{display:none;background:none;border:none;color:#fff;font-size:1.4rem;cursor:pointer}

/* BUTTONS */
.btn-primary{background:var(--navy);color:#fff;padding:14px 36px;font-size:.72rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;border:none;text-decoration:none;font-family:'Oswald',sans-serif;transition:all .2s;display:inline-block}
.btn-primary:hover{background:var(--navy-dark);transform:translateY(-2px);box-shadow:0 6px 20px rgba(0,0,128,.3)}
.btn-outline{background:transparent;color:var(--navy);padding:14px 36px;font-size:.72rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;border:2px solid var(--navy);text-decoration:none;font-family:'Oswald',sans-serif;transition:all .2s;display:inline-block}
.btn-outline:hover{background:var(--navy);color:#fff}
.btn-navy{background:var(--navy);color:#fff;padding:14px 36px;font-size:.72rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;border:none;text-decoration:none;font-family:'Oswald',sans-serif;transition:all .2s;display:inline-block}
.btn-navy:hover{background:var(--navy-dark);transform:translateY(-2px);box-shadow:0 6px 20px rgba(0,0,128,.3)}
.btn-light{background:#fff;color:var(--navy);padding:14px 36px;font-size:.72rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;border:none;text-decoration:none;font-family:'Oswald',sans-serif;transition:all .2s;display:inline-block}
.btn-light:hover{transform:translateY(-2px);box-shadow:0 6px 20px rgba(0,0,128,.2)}

/* SECTIONS */
.section{padding:80px 24px}
.section-center{max-width:1100px;margin:0 auto}
.section-narrow{max-width:760px;margin:0 auto}
.section-label{font-family:'Oswald',sans-serif;font-size:.65rem;font-weight:600;letter-spacing:.3em;text-transform:uppercase;color:var(--navy);margin-bottom:12px;text-align:center}
.section-title{font-family:'Oswald',sans-serif;font-size:clamp(1.8rem,4vw,3rem);font-weight:700;text-transform:uppercase;color:var(--text);margin-bottom:16px;text-align:center;letter-spacing:.02em}
.section-sub{text-align:center;color:var(--text-muted);font-size:1rem;max-width:560px;margin:0 auto 48px}
.section.alt{background:var(--off-white)}

/* SUB-PAGE HEADER — LIGHT, not navy */
.page-header{background:var(--navy);padding:120px 24px 56px;text-align:center;position:relative;overflow:hidden;border-bottom:1px solid var(--border)}
.page-header .eyebrow{font-family:'Oswald',sans-serif;font-size:.62rem;font-weight:600;letter-spacing:.35em;text-transform:uppercase;color:rgba(255,255,255,.5);margin-bottom:12px;position:relative;z-index:2}
.page-header h1{font-family:'Oswald',sans-serif;font-size:clamp(2rem,5vw,3.5rem);font-weight:700;text-transform:uppercase;color:#fff;letter-spacing:.02em;position:relative;z-index:2}
.page-header p{color:rgba(255,255,255,.7);font-size:1rem;max-width:480px;margin:16px auto 0;position:relative;z-index:2}

/* BREADCRUMB */
.breadcrumb{max-width:1000px;margin:0 auto;padding:16px 24px;font-size:.78rem;color:var(--text-muted)}
.breadcrumb a{color:var(--navy);text-decoration:none}
.breadcrumb span{margin:0 6px;color:var(--border)}

/* CARDS */
.card{background:#fff;border:1px solid var(--border);border-radius:4px;padding:32px 28px;transition:all .2s}
.card:hover{box-shadow:var(--shadow-lg);transform:translateY(-4px)}
.card h3{font-family:'Oswald',sans-serif;font-size:.9rem;font-weight:600;text-transform:uppercase;letter-spacing:.1em;margin-bottom:12px;color:var(--text)}
.card p{font-size:.88rem;color:var(--text-muted);margin-bottom:16px}

/* BLOG */
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;max-width:1000px;margin:0 auto}
.blog-card{background:#fff;border:1px solid var(--border);border-radius:4px;overflow:hidden;transition:all .2s;text-decoration:none;color:inherit}
.blog-card:hover{box-shadow:var(--shadow-lg);transform:translateY(-4px)}
.blog-card .blog-img{height:180px;background:linear-gradient(135deg,#e8e8f0,#d4d4e8)}
.blog-card .blog-body{padding:24px}
.blog-card .blog-tag{font-family:'Oswald',sans-serif;font-size:.6rem;text-transform:uppercase;letter-spacing:.15em;color:var(--navy);margin-bottom:8px}
.blog-card h3{font-family:'Oswald',sans-serif;font-size:1.1rem;text-transform:none;letter-spacing:0;margin-bottom:8px;line-height:1.3;color:var(--text)}
.blog-card p{font-size:.85rem;color:var(--text-muted);margin-bottom:12px}
.blog-card .blog-date{font-size:.72rem;color:var(--text-muted);text-transform:uppercase;letter-spacing:.1em}

/* ARTICLE */
.article-body{max-width:720px;margin:0 auto;font-size:1rem;line-height:1.8;color:var(--text)}
.article-body h2{font-family:'Oswald',sans-serif;font-size:1.6rem;text-transform:uppercase;margin:32px 0 12px;letter-spacing:.02em;color:var(--navy)}
.article-body h3{font-family:'Oswald',sans-serif;font-size:1.1rem;text-transform:uppercase;margin:24px 0 8px;letter-spacing:.04em;color:var(--text)}
.article-body p{margin-bottom:16px;color:var(--text-muted)}
.article-body ul{margin-bottom:16px;padding-left:20px;color:var(--text-muted)}
.article-body li{margin-bottom:6px}
.article-body blockquote{border-left:3px solid var(--navy);padding:12px 20px;margin:20px 0;background:var(--off-white);font-style:italic;color:var(--text)}
.article-meta{font-size:.78rem;color:var(--text-muted);text-transform:uppercase;letter-spacing:.1em;margin-bottom:32px;padding-bottom:16px;border-bottom:1px solid var(--border)}

/* CTA BANNER — LIGHT with navy button */
.cta-banner{background:var(--off-white);padding:64px 24px;text-align:center;border-top:1px solid var(--border)}
.cta-banner h2{font-family:'Oswald',sans-serif;font-size:clamp(1.6rem,4vw,2.8rem);font-weight:700;text-transform:uppercase;color:var(--text);margin-bottom:12px;letter-spacing:.02em}
.cta-banner p{color:var(--text-muted);font-size:1rem;margin-bottom:28px;max-width:440px;margin-left:auto;margin-right:auto}
.cta-banner .btn-primary{background:var(--navy);color:#fff}
.cta-banner .btn-primary:hover{background:var(--navy-dark)}

/* FOOTER — dark charcoal, not navy */
footer{background:var(--dark);color:rgba(15,16,20,.65);padding:48px 24px 20px;border-top:1px solid #e8e8f0}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:32px;max-width:1000px;margin:0 auto}
.footer-brand p{font-size:.82rem;margin-top:12px;line-height:1.6;max-width:280px}
.footer-col h4{font-family:'Oswald',sans-serif;font-size:.72rem;text-transform:uppercase;letter-spacing:.12em;color:#fff;margin-bottom:14px}
.footer-col a{display:block;font-size:.82rem;color:rgba(255,255,255,.5);text-decoration:none;padding:4px 0;transition:color .2s}
.footer-col a:hover{color:#fff}
.footer-bottom{max-width:1000px;margin:32px auto 0;padding-top:20px;border-top:1px solid rgba(255,255,255,.08);display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px}
.footer-bottom p{font-size:.72rem;letter-spacing:.1em;text-transform:uppercase}

/* FAQ */
.faq-list{max-width:720px;margin:0 auto}
.faq-item{border-bottom:1px solid var(--border)}
.faq-q{padding:20px 0;display:flex;justify-content:space-between;align-items:center;cursor:pointer;font-family:'Oswald',sans-serif;font-size:.88rem;text-transform:uppercase;letter-spacing:.06em;font-weight:500;color:var(--text)}
.faq-q .toggle{font-size:1.2rem;color:var(--navy);transition:transform .2s}
.faq-item.open .faq-q .toggle{transform:rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .3s ease}
.faq-item.open .faq-a{max-height:300px;padding-bottom:20px}
.faq-a p{font-size:.88rem;color:var(--text-muted);line-height:1.7}

/* CALENDLY */
.calendly-wrap{max-width:700px;margin:0 auto;background:#fff;border:1px solid var(--border);border-radius:4px;padding:0;overflow:hidden;min-height:600px}
.calendly-wrap iframe{width:100%;height:600px;border:none}

/* CONTACT INFO */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px;max-width:900px;margin:0 auto;align-items:start}
.contact-info h3{font-family:'Oswald',sans-serif;font-size:1rem;text-transform:uppercase;letter-spacing:.1em;margin-bottom:16px;color:var(--navy)}
.contact-info p{font-size:.9rem;color:var(--text-muted);margin-bottom:24px}
.contact-info-item{display:flex;gap:12px;align-items:flex-start;margin-bottom:16px}
.contact-info-item svg{width:20px;height:20px;color:var(--navy);flex-shrink:0;margin-top:2px}
.contact-info-item .label{font-size:.72rem;text-transform:uppercase;letter-spacing:.1em;color:var(--text-muted)}
.contact-info-item .value{font-size:.88rem;color:var(--text)}

/* RESPONSIVE */
@media(max-width:900px){
  nav{padding:0 20px}
  .nav-links{display:none}
  .mobile-toggle{display:block}
  .nav-cta{display:none}
  .contact-grid{grid-template-columns:1fr;gap:32px}
  .blog-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr;gap:20px}
  .section{padding:60px 20px}
}
@media(max-width:600px){
  .footer-grid{grid-template-columns:1fr}
  .blog-grid{grid-template-columns:1fr}
}